Have you ever been in a situation where you needed to sell your Bitcoin at a particular price, but speed became a major concern?
In cryptocurrency transactions, speed is everything because prices change rapidly. This is why choosing the right platform to sell Bitcoin in Nigeria is extremely important. But with so many Bitcoin to Naira apps available in 2026, how do you know which one is truly fast without using them yourself?
Well, you don’t need to test all of them yourself. I’ve done research on them and have identified the top 7 platforms that offer the fastest BTC to Naira conversions based on payment speed.
Payment speed: Time from sending Bitcoin from your wallet to receiving naira in your bank account
7 Apps to Sell Bitcoin in Nigeria By Payment Speed
- Mavapay (30 - 60 seconds)
- Breet: (3-5 Minutes)
- Koyn (4-8 minutes)
- Jackocoins (5-20 minutes)
- Bitnob (10-30 minutes)
- Busha (10-30 minutes)
- Bybit (15 - 45 minutes)
1. Mavapay
Speed: ~ 30 - 60 seconds
Mavapay is widely regarded as the fastest app to sell Bitcoin in Nigeria. It is built for users who prioritise instant BTC and SAT to Naira payouts.
Unlike P2P platforms, Mavapay is a fully automated conversion system. There are no buyers, negotiations, or waiting periods involved. With its support for Lightning Network, payouts often arrive within 30 seconds of the sale.
The platform is designed for Nigerians and broader African users. Its interface is simple, fast, and reliability focused. For transaction speed, Mavapay ranks first in my list.
2. Breet
Speed: 3-5 minutes
Breet is one of the most straightforward apps to sell Bitcoin in Nigeria. It is designed for users who just want a fast and stress-free way to convert BTC to Naira without dealing with complicated trading processes.
Like Mavapay, Breet also uses a direct conversion system. Once your Bitcoin transaction is confirmed on their end, your Naira payment is processed almost immediately.
The platform is especially popular among beginners because of its clean interface and transparent fees. Everything is automated, fast, and easy to understand. If you are looking for an app that focuses purely on speed and simplicity, Breet remains one of the best options.
3. Koyn
Speed: 4 - 8 minutes
Koyn has quickly grown into one of the most reliable platforms for selling Bitcoin in Nigeria. The app is designed to help Nigerians convert crypto to cash as quickly as possible.
One of its biggest advantages is its combination of speed, ability to pay for utilities and customer support. Notably, payouts are usually completed within minutes after Bitcoin confirmation, making it one of the fastest BTC to Naira platforms available.
Many users also praise Koyn for its responsive support team and smooth transaction process. Unlike global exchanges, Koyn is focused on local users, which makes it easier and more convenient for Nigerian sellers.
4. Jackocoins
Speed: 5 - 20 minutes
Jackocoins is another Nigerian crypto platform that allows users to sell Bitcoin and receive Naira payments.
Although not popular, it is a stronghold as the platform aims to provide quick and simple BTC to Naira conversions, and many users report fast transaction processing.
However, compared to the other apps on this list, Jackocoins has fewer reviews and less publicly available data regarding consistent payment speed. While it can be a useful option, it is not as widely tested or as established as platforms like Mavapay, Breet, or Koyn.
5. Bitnob
Speed: 10 - 30 minutes
Bitnob offers more than just an app to sell Bitcoin in Nigeria; it is a complete crypto financial platform. While it supports fast BTC to Naira withdrawals, its main strength lies in the additional services it offers.
Bitnob is popular among freelancers, remote workers, and businesses that receive international payments in Bitcoin. The platform allows users to save, send, receive, and convert crypto with ease. When it comes to selling Bitcoin, payouts are generally processed quickly once transactions are confirmed.
However, because Bitnob offers many features beyond just instant selling, it is not strictly built as a speed-first platform like Mavapay or Breet. It is ideal for users who want more than just fast payouts and need a broader cryptocurrency solution.
6. Busha
Speed: 10 - 30 minutes
Busha is one of the most established and trusted cryptocurrency platforms in Nigeria. Unlike apps that focus only on instant BTC to Naira conversions, Busha also operates as a full crypto exchange where users can buy, sell, store, and manage different digital assets.
In terms of payment speed, Busha generally offers fast withdrawals, but the process time can sometimes take a little longer compared to dedicated instant payout apps. This is because it functions more like a traditional exchange with additional trading and wallet features.
Despite this, Busha remains a very reliable platform with strong security and a good reputation. It is best suited for users who want an all-in-one crypto app rather than a platform built solely for instant Bitcoin sales.
7. Bybit
Speed: 15 - 45 minutes
Bybit is a global cryptocurrency exchange that allows Nigerians to sell Bitcoin through its peer-to-peer (P2P) marketplace.
Unlike the other apps on this list, Bybit does not offer direct instant BTC to Naira payouts. Instead, users must list their Bitcoin for sale and wait for a buyer to complete the transaction. Because of this system, payment speed depends entirely on how fast a buyer responds and confirms payment.
In some cases, transactions can be completed within minutes, but at other times, there may be delays. The main advantage of Bybit is that sellers can often get competitive exchange rates compared to instant-selling platforms.
Which App Should You Use?
Since the main focus of this article is payment speed, the decision should be guided by how each platform processes Bitcoin transactions. Knowing that speed depends on technical factors such as blockchain confirmations, liquidity availability, and whether payouts are handled through automated systems or manual peer-to-peer matching.
Another important consideration is how quickly a platform credits funds after receiving Bitcoin. Some apps wait for multiple confirmations before releasing payments, while others use optimised systems that trigger payouts after minimal confirmation requirements. Platforms with strong infrastructure, direct OTC conversion models, and automated payout APIs generally deliver the fastest BTC to Naira experience.
While additional features like savings tools, multi-currency wallets, or trading options can be useful, they are not always ideal for users who need urgent cash. The more complex a platform becomes, the higher the chance of slower processing times.
Ultimately, the best app is the one that converts your Bitcoin to Naira in the shortest possible time with minimal friction. Based on tested performance and consistent payout speed, Mavapay remains a top recommendation for fast BTC to Naira conversions in Nigeria.